Welcome To Our FHA/HUD Mortgage Insurance Premium Processing Refunds Services.
HISTORY OF
FHA MORTGAGE INSURANCE
 

The Federal Housing Administration was established in 1934. One of its objectives was to allow more individuals to qualify for home mortgages with as little as 3-5% down payment by ‘insuring’ those loans made by approved FHA lenders in the event of default of the borrower. Without this FHA insurance, the lenders might not have made these loans and many individuals would not have been able to reach the American Dream - home ownership. This program has allowed millions of people to purchase a home since its inception. In 1965, Congress changed the name of FHA to the Housing and Urban Development (HUD) and FHA became a division within HUD.  FHA does not actually make the loan or mortgage, but merely insures the lender against losses in case of a borrower’s default.
Prior to September 1, 1983, this mortgage insurance was paid to lenders in monthly installments. These insurance premiums were placed into a Mutual Mortgage Fund operated by HUD/FHA. Any excess earnings generated by Mutual Mortgage Fund were to be paid as dividends to the FHA borrowers upon termination of their FHA insurance, i.e. when the loan was paid in full, the home was sold or the borrower refinanced the mortgage with a non-FHA loan. This policy is referred to as Mutual Mortgage Insurance (MMI).
After September 1, 1983, FHA initiated a new policy by which borrowers were required to pay the insurance premium in full at the time of closing. This insurance was equal to as much as 2.25% of the loan amount. As an example, for an FHA 30-yr fixed residential loan in the amount of $150,000, the up front insurance premium collected at closing would have been $3,375.00. This policy is referred to as a One-Time Mortgage Insurance Premium (OTMP) Refund Program.
If the insurance premium was paid by way of either FHA insurance policy (MMI or OTMP), the premiums were pooled into the HUD/FHA shared distribution account. These premiums were used to cover administrative costs as well as to insure against losses incurred by the FHA-approved lenders due to default of the borrower.
Over the years, these unclaimed refunds have accumulated. A significant percentage of borrowers either did not understand the insurance policy and/or did not realize that they may be eligible for a refund, either as a dividend under the MMI policy or as a prorated premium refund under the OTMP policy if…
a)    …they sold their home with the FHA mortgage prior to loan being fully repaid. b)   …they  paid off the FHA loan early and remained in the home.
c)   …they refinanced their FHA loan with a lower rate non-FHA loan by which their original FHA loan was, in essence, paid off or retired.
By the time, HUD/FHA mails out the refund notice to the borrower…months have passed. Then the notice is mailed to the last known address of the borrower. If the borrower has moved and/or changed addresses, the notice to collect their refund may never reach them.
In any case, it’s the borrower’s responsibility to contact HUD’s “Distributive Shares Branch” division for their refund.  A large percentage of these borrowers not having contacted HUD/FHA for their refunds has resulted in this accumulating pool of unclaimed refunds.   By the time HUD/FHA mails out the refund notice to the borrower…months have passed. Then the notice is mailed to the last known address of the borrower. If the borrower has moved and/or changed addresses, the notice to collect their refund may never reach them.
Two years after the date the refund was available but unclaimed, the borrower’s name, last known address and the refund amount become part of the public domain. HUD/FHA places this information on a Tracer List for each state.
Not long ago, the General Services Administration directed HUD/FHA to expedite the distribution of these unclaimed premium refunds. One method was to allow individuals us Small Business Owners to become a Contractors charged with the responsibility of  locating these borrowers and assisting them in recovering their mortgage insurance refund at a reasonable processing fee for these services.
Most of these borrowers are very familiar with the hassle of dealing with the Government’s red tape and either do not wish to or do not know how or where to start the process.
The objective of a for us to contact the many borrowers in your area or state who have paid off or refinanced their FHA loans and have unclaimed refunds available to them from HUD.
Our services include: locating the borrower/recipient, initiating the necessary paper work and communicating with the proper government agency on the borrower’s behalf to expedite their unclaimed mortgage insurance refund.  For such services, the processor charges the refund recipient a processing fee.
These are some of the ways we locate these borrowers from the tracer list that include:
1.    looking up the name in the local phone directory
2.    calling directory assistance for new phone numbers if not in local directories
3.    if last name is unusual, possibly a relative in phone book with same name can help
4. using a library’s criss-cross directory to obtain names of neighbors presently listed on the street of 
the PROPERTY ADDRESS as listed in the tracer list
5. contacting the local motor vehicle department, although you will need the borrower’s name and Social Security number
6.    searching court records to determine who presently owns the property at the
PROPERTY ADDRESS as listed in the tracer list
7. The process can be time consuming as well as costly, however. we also use the Internet has with its unlimited websites and current  information in locating a borrower.
       Our contact resources normally list the name of possible relatives or roommates of somebody we are attempting to locate whom the Government owes money. We do sometimes contact such possible relatives or roommates might know the current  residence of the former owner of the FHA/HUD property owed  refund and  request them to forward the letter to the former owner for us.
Letters which don’t reach their recipient  will return the letter to the local post office and the post office will send the letter to a forwarding address left on file by the former owner/FHA borrower of the PROPERTY ADDRESS. If such address is not available then it is returned to the sender as undeliverable.
“AN ATTORNEY WOULD LIKELY CHARGE AS MUCH AS 35% FOR THE RECOVERY OF YOUR MONEY AND OUR FEE IS ONLY (i.e.) 25%. And it is negotiable.”
FHA/HUD’s Guide & Procedures   For Refund Processing
STEP 1
A.       We must submit all of the mandatory claimant information to HUD on the attached Tracer Found
List (TFC) form.   Incomplete forms will not be processed.
B. Claimants must certify that they have not received a distributive share or premium refund from HUD in connection with the FHA insured mortgage payoff.
C. Claimant(s) shall authorize only one processor to submit the TFC form on their behalf.  HUD will accept only one TFC form for each case.
STEP 2
A.      HUD will mail the form HUD-27050-B, Notice of Distributive Share or Premium Refund, to the
claimant(s) at the mailing address provided.  The form HUD-27050-B will not be mailed to the processor due to widespread abuse of the program.
B. Claimant(s) sign and return the form HUD-27050-B along with proof of ownership.  A copy of the canceled original Deed of Trust Note marked “paid in full”, a copy of the original Mortgage or Deed of Trust Note, Quit Claim Deed or other deeds is considered proof of ownership and any supporting documentation showing entitlement such as divorce decree with the property settlement and death certificate.  All documents must be properly recorded and executed.  NOTE: HUD no longer accepts copies of recorded instruments which were obtained from the public records as sole proof of ownership. Such copies are readily available to the general public and their possession does not prove that a particular claimant was the owner of the property when the FHA-insured mortgage was paid in full.
C. Only claimant(s) who were the owner(s) of record of the mortgaged property at the time the FHA-insured mortgage was paid in full or the legal heir may be entitled to a premium refund or distributive share.  All claimant(s) shown on the proof of ownership must sign form HUD-27050-B.
STEP 3
A.      Upon receipt of a properly executed form HUD-27050-B and acceptable proof of ownership, HUD
certifies the case for payment and provides advice to the Department of the Treasury to issue the check.
B        The check is made payable to the claimant(s) and sent to the mailing address provided on the formHUD-
27050-B.  Addresses different from claimants’ shall be authorized only upon the submission of a properly notarized Specific Power of Attorney with the form HUD-27050-B.  HUD will accept the Power of Attorney using the language in the attached sample form*.  NOTE:  This Power of Attorney only authorizes the check to be sent to a different address.  The check is not made payable to the processor.
 
 
 
 
TRACER FOUND CASE

DISTRIBUTIVE SHARE - MORTGAGE INSURANCE PREMIUM REFUND
THIRD PARTY PROCESSOR INFORMATION
Processor Name:                  
 
Address:
 
Street
 
City                                    State                    Zip
Telephone Number:             
CLAIMANT INFORMATION
FHA Case Number:                                                        Important - DO NOT OMIT
 
Name:
 
(First)                     (MI)                                (Last)

(Additional Names if applicable)
 
 
Address:
 
Street and Apt #
City                                    State                    Zip
 
Telephone Number:             
Property Address:                
 
 
Date Acquired
 
Date Sold
 
Date Mortgage Paid off
 
******************************************************************************************** The Department of Housing and Urban Development is not a party to any financial agreement between the processor/tracer and the claimant.
MORTGAGORS: I/We hereby certify that I/We never received a distributive share or premium refund from HUD in connection with this FHA insured mortgage. I/We consent to above Processor submitting this form on my behalf.
SIGNATURE(S) of Mortgagors                                                               DATE  
DATE  
When you have received this completed TFC form back from the Borrower/Mortgagor, forward to:
Department of Housing and Urban Development-Distributive Branch
PO Box 23699 Washington, DC 20026-3699
 

locating and assisting a Borrower to recover his refund.
 
 
 
 
             FHA/HUD Authorized Sample Correspondence
 

CONTENTS

A.          Letter to have the refund check sent directly to borrower
B.          Letter to have the refund check sent directly to us as the processor
C.          Letter to borrower requesting payment in advance for processor’s services
D.          Letter to the current owner at the PROPERTY ADDRESS if borrower has moved
E.          Letter to a neighbor who is currently living on the street of the PROPERTY ADDRESS if
Borrower has moved
 
 
 
 
 
A. Letter to Borrower to have refund check send directly to them:
 
NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY LEMAR
 
BORROWER’S NAME ADDRESS
CITY,ST ZIP DATE
Dear                                          ,

This letter is to inform you that the U.S. Government is holding an asset that is rightfully yours.  This money, in the amount of $                             , has been available since                            and is not earning any interest.
We are in the business of assisting people recover these assets (funds) from the U.S. Government for a fee in the amount of $                                   [state the fee as either a percentage of their claim or as a fixed amount]. This fee is only applicable once you have received your check.
Our service includes: Locating the recipients as yourself, initiating the paper work, communicating with the proper government agency involved and filing the required documents on your behalf.  The fee covers all of our costs and our time incurred even if these costs to recover your asset exceed this quoted amount.
If you are interested in this service, please sign the enclosed agreement, which allows us to proceed on your behalf.  Prompt return will expedite the recovery process.
If you have any questions, feel free to contact us. Sincerely,
Frank  E Amalemba,ASA,MAAA
Enclosure:  Contract Agreement*
 
 
 
 
 B.  Letter to borrower to have the refund sent to us as the processor/tracer:

NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY LEMAR
 

BORROWER’S NAME ADDRESS
CITY, STATE, ZIP DATE
Dear                                      ,

This letter is to inform you that the U.S. Government is holding an asset that is rightfully yours.  This sum, in the amount of $                               , has been available since                              and is not earning any interest.
We are in the business of assisting people like yourself, recover these funds from the U. S. Government for a fee in the amount of $                                     [state the fee as either a percentage of their refund amount or as a fixed amount]. This fee is only applicable once you have received your check from the Government and covers all of the costs incurred in our efforts even if these expenses exceed this quoted amount.
Our  service  includes:  locating  the  recipient  of  this  claim  such  as  yourself,  initiating  the  paper  work, communicating with the proper government agency and filing the required documents on your behalf.   This process typically takes 4 to 6 weeks after your completed paper work is received in our office, and we will contact you once the recovered funds are available to you.
If you are interested in our service, please sign the enclosed agreements, which authorize us to proceed on your behalf.   The Specific Power of Attorney will need to be notarized. Prompt return will expedite your recovery process.
If you have any questions concerning our service, please feel free to contact us. Sincerely,
Frank  E Amalemba,ASA,MAAA
Enclosure:   Contract Agreement*
Specific Power of Attorney**
 
 
 
 
 C.  Letter requesting the borrower/recipient to pay for our services in advance
 
NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY LEMAR

BORROWER’S NAME ADDRESS
CITY, STATE, ZIP DATE
Dear                                          ,

This  letter  is  to  inform  you  that  the  U.S.  Government  is  holding  an  asset  of  yours  in  the  amount  of
$                               that is rightfully yours.  This money has been available since                                        and is
not earning any interest.
We are in the business of assisting individuals such as you, recover their money from the Government.   Our service for a nominal fee of  $                        includes: locating the recipient of these assets, initiating the paper work, communicating with the proper Government agency and filing the required documents on behalf of the recipient.
Upon receipt of the $                *, made payable to you or [YOUR COMPANY] and mailed to the address below, we will promptly send you the Tracer Claim Form with clear instructions on what you need to complete in order to start this recovery process. Once you have reviewed and executed this document with your signature(s), please return the original to our office for proper filing.

Sincerely,
 

Frank  E Amalemba,ASA,MAAA

Enclosure:   Contract Agreement **
 
 
 
 
 
 D.  Letter to current owner at the PROPERTY ADDRESS if borrower has sold the home and moved:
 
 

NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY LEMAR
 
 

Dear Current Owner:  (or name as indicated in the reverse directory)

We are trying to locate      (Borrower’s name)              who was the previous owner of the residence at this address:
 
 
 

The previous owner           (Borrower’s name)             has an unclaimed asset in the amount of $                  .
If you have any knowledge of either the former owner’s new or forwarding address, or how we might be able to contact them, it would be greatly appreciated.  Thank you in advance for any assistance you may be able to offer.
Sincerely,
 
 
FRANK E AMALEMBA
 
 
 
 
 
 E.  Letter to a neighbor currently living on the street of the PROPERTY ADDRESS:
 

NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY
 
 
Dear Current Owner:  (or the name as indicated in the reverse directory)
We are trying to locate      (Borrower’s name)              who was the previous owner at this address: PROPERTY ADDRESS     (as listed on tracer list)
CITY, STATE, ZIP  
 
The previous owner           (Borrower’s name)              has an unclaimed asset in the amount of $                 . Possibly the above was a former neighbor or friend of yours.  If you have knowledge of their current forwarding
address or know how we might contact them, please give us a call.  Thank you in advance for any assistance you may be able to offer.

Sincerely,
 
 
 Frank  E Amalemba,ASA,MAAA
 
 
 
 
 
 FHA/HUD Authorized Sample Agreements Between Borrower and Processor
 

Contents:
A.          Contract by which the refund is to sent directly to borrower
B.          Contract by which the refund is to be sent to the processor
C.          A Specific Power of Attorney* which may be required to accompany (B) above
D.          Contract if processor requests payment in advance for his services
 
 
*This specific Power of Attorney form is the official form published by HUD and is the only Power of Attorney wording accepted by HUD if the refund check is to be sent to us. 
 
 
 
 
 
 A. Contract when refund in sent directly to borrower:
 
 
This Contract is made this             day of                   , 20  

By and between: [Borrower(s) name] [Borrowers address]

And                     [Frank E Amalemba]
[NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY ]
 
With regards to the following recitals:
Whereas, (borrowers name) may have a valid claim for funds in the amount of ($ refund amount) from the U.S. Government;
And whereas, (borrowers name) waives all of his/her rights of privacy and expressly authorizes (Frank E Amalemba) to obtain information that has been approved and certified by the U. S. Government relative to his/her claim for ($ refund amount);
And whereas, (borrowers name) has not knowingly applied for the ($refund amount) governmental claim since
(encumb date) at any time or through another individual or company;
And whereas, (Frank E Amalemba) is in the business of locating and issuing the necessary documents to the U.S. Government for the payment of funds on behalf of a valid claimant;
And whereas (borrowers name) is desirous of having (Frank E Amalemba) process the necessary documents in (borrowers name) for a fee;
Therefore, the parties, by reason of the aforesaid recitals and by their agreement hereinafter contained, do hereby stipulate and agree as follows:
1. (Borrowers name), authorized (Frank E Amalemba) to act as his/her agent for a fee.
2. (Borrowers name), certifies that he/she has occupied and/or retained title to (property address - city, state, zip).
3. (Borrowers name), shall execute any and all documents necessary for (Frank E Amalemba) to perform the service to obtain the government check in the amount of ($encumber amount) which has been available since (encumb date) from the U.S. Government.
4. (Borrowers name), shall pay to (Frank E Amalemba) a processing fee in the amount of (% of encumber amount or a fixed amount) for his services, within 5 working days from the receipt of the ($ refund amount) government check.
5. (Borrowers name), understands that the ($ refund amt.) government check will arrive at (borrower’s address) directly from the government within twelve weeks after this agreement is received by (Frank E Amalemba) at (201 Chelten Ave, Philadelphia PA 19120).

6. Should suit be commenced or attorney employed to enforce payment of the sum of  ($ processing fee) pursuant of this agreement (borrowers name) agrees to pay such additional sum as the court adjudges reasonable as attorney’s fees in said suit.
 

Signed, this day               of                 , 20  
 
 
 
Signature of Borrower(s)

Borrowers Phone Number
 

Your Signature as Processor

Your Phone Number
 
 
 
 
 
 
 
 B.  Contract to have refund check sent to directly to processor:
 
 

This Contract is made             day of                         , 20  

By and between:                [Borrower(s) name] [Borrower’s address]

And                              [Frank E Amalemba]
[NAMILE GLOBAL SERVICES,LLC
201 CHELTEN AVENUE
PHILADELPHIA PA 19120
PHONES: (215) 435-8207-(CELL) FRANK E AMALEMBA,ASA,MAAA
                  (215) 842-2000x4291(OFFICE)
                  (302) 494-0485-NANCY ]
 
With regards to the following recitals:
Whereas, (borrowers name) may have a valid claim for funds in the amount of ($encumb amount) from the U.S. Government;
And whereas, (borrowers name) waives all of his/her rights of privacy and expressly authorizes (Frank E Amalemba) to obtain payment information that has been approved and certified by the U.S. Government relative to his/her claim for ($encumb amount);
And whereas, (borrowers name) has not knowingly applied for the ($encumb amount) governmental claim since
(encumb date) at any time or through any other individual or company, as a processor;
And whereas, (Frank E Amalemba) are in the business of locating and issuing the necessary documents to the U.S. Government for the payment of funds on behalf of a valid claimant;
And whereas, (borrowers name) is desirous of having (Frank E Amalemba) process the necessary documents in (borrower’s name) behalf for a fee.
Therefore, the parties, by reason of the aforesaid recitals and by their mutual agreement hereinafter contained, do hereby stipulate and agree as follows:
1. (Borrowers name), authorizes (Frank E Amalemba) to act as agent for a fee.
2. (Borrowers name), certifies that he/she has occupied and/or retained title to (property address - city, state, zip).
3. (Borrowers name), shall execute any and all necessary documents for (Frank E Amalemba) to perform the service to obtain the government check in the amount of ($refund amount) which has been available since (encumb date) from the U.S. Government.
4. (Borrowers name), shall pay to (Frank E Amalemba) a processing fee in the amount of (% of refund amount or a fixed amount) for his services, within 5 working days from the receipt of the ($ refund amount) government check.
5. (Borrowers name), understands that the ($refund amount) government check will arrive at (your
name) mailing address, direct from the government, within twelve weeks after this agreement is received
by (Frank E Amalemba) at (your office address).
6. Should suit be commenced or an attorney employed to enforce payment of the sum
($ processing fee) pursuant of this agreement, (borrowers name) agrees to pay such additional sum as the court may adjudge reasonable as attorney’s fees in said suit.

Signed, this day                   of                   , 20  
 
 
 
Signature of Borrower(s)

Borrowers Phone Number
 
 
Your Signature as Processor

Your Phone Number
 
This Contract needs to be accompanied with the Specific Power of Attorney form.
 
 
 
 
 
 
 
 C. A Sample Specific Power of Attorney: - to have refund check sent to processor:
 
SPECIFIC POWER of ATTORNEY
(I) (We), the undersigned, (am) (are) the claimant(s) entitled to be paid by the Disbursement Branch of the United
States Department of Housing and Urban Development (HUD), Washington, CD 20410, in the amount of
                                  *, generated by the termination of FHA mortgage insurance with FHA Case Number  
                                             ** for property located at:

                                                          ***
 

(I) (We) understand that a U.S. Treasury check which is only payable to the undersigned in the amount would ordinarily be sent to (me) (our) home address of:
                                                          ****
 
 

However, (I) (We) hereby authorize and direct HUD to deliver the U.S. Treasury check in payment of this claim to Third Party Processor              (Frank E Amalemba)          located at                 (201 Chelten Ave, Philadelphia PA 19120)                           .
It is understood that HUD will honor this Specific Power of Attorney only when submitted with the form HUD
27050-B and item of form HUD- 27050-B which displays the Third Party Processor’s address.
It is expressly understood that this Specific Power of Attorney does not authorize or empower anyone other than the undersigned to affix (my) (our) signature(s) to the U.S. Treasury check.
Signed, this day             of                 , 20  
 
 
Borrowers’ Signature(s)
 
Notary                                                                           (SEAL)
 
-------------------------------------
Namile Global Services, LLC
201 Chelten Avenue
Philadelphia, PA 19120
Web:Namilegs.com
Email:Namilegs@Aol.com
Phone:(215)435-8207-Tracer
     (302)494-0485-Secretary 
 
 
 
FULLASTNAME
CURRENT  STREET ADDRESS
CURRENT  CITY STATE AND ZIP CODE
06/24/2012
 
Dear  LAST NAME,
 
This letter is to inform you that the U.S. Government is holding an asset that is rightfully yours. This money, in the amount of $REFUND AMOUNT, has been available since REFUND AVAILABLE DATE and is not earning any interest.
 
We are in the business of assisting people recover these assets-funds from the U.S. Government for a fee in the amount of $REFUND PROCESSING FEE that is 25% of the your refund as allowed by Arizona Sate Government which has granted us the contract of assisting you to process your refund. This fee is only applicable once you have received your check and you owe us nothing unless you receive your refund, so we strongly encourage you to allow us to assist you process your refund since we are confident that you will receive the money.
 
Our service includes: Locating the recipients as yourself, initiating the paper work, communicating with the proper government agency involved and filing the required documents on your behalf. The fee covers all of our costs and our time incurred even if these costs to recover your asset exceed this quoted amount.
 
If you are interested in this service, please sign the enclosed agreement, which allows us to proceed on your behalf. Prompt return will expedite the recovery process.
 
If you have any questions, feel free to contact us.
 
Sincerely,
 
Frank E. Amalemba
 
 
Enclosure: Contract Agreement*
 
 
 
 
 
 AUTHORIZATION AGREEMENT
 
Page 1 of 2
 
This Contract is made this ______day of _________, 20_____
 
BY AND BETWEEN:
 
FULLASTNAME, hereafter  LAST NAME
CURRENT  STREET ADDRESS
CURRENT  CITY STATE AND ZIP CODE
 
AND:
 
Frank Amalemba, hereafter Amalemba
Namile Global Services, LLC
201 Chelten Avenue
Philadelphia, PA 19120
Web:Namilegs.com
Email:Namilegs@Aol.com
Phone:(215)435-8207
 
 
WITH REGARDS TO THE FOLLOWING RECITALS:
 
Whereas,  LAST NAME may have a valid claim for funds in the amount of $REFUND AMOUNT from the U.S. Government;
 
And whereas,  LAST NAME waives all of his/her rights of privacy and expressly authorizes Amalemba to obtain information that has been approved and certified by the U. S. Government relative to his/her claim for $REFUND AMOUNT;
 
And whereas,  LAST NAME has not knowingly applied for the $REFUND AMOUNT governmental claim since REFUND AVAILABLE DATE at any time or through another individual or company;
 
And whereas,Amalemba is in the business of locating and issuing the necessary documents to the U.S. Government for the payment of funds on behalf of a valid claimant;
 
And whereas  LAST NAME is desirous of having Amalemba process the necessary documents in  LAST NAME’s behalf for a fee.
 
Therefore, the parties, by reason of the aforesaid recitals and by their agreement hereinafter contained, do hereby stipulate and agree as follows:
 
LAST NAME authorizes Amalemba to act as his/her agent for a fee.
 
LAST NAME, certifies that he/she has occupied and/or retained title to:
   PROPERTY  STREET ADDRESS
   PROPERTY  CITY STATE AND ZIP CODE 
 
LAST NAME, shall execute any and all documents necessary for Amalemba to perform the service to obtain the government check in the amount of $REFUND AMOUNT which has been available since REFUND AVAILABLE DATE from the U.S. Government.
 
LAST NAME, shall pay to Amalemba a processing fee in the amount of 25%:$REFUND PROCESSING FEE for his services, within 5 working days from the receipt of the $REFUND AMOUNT government check.
 
 
 
Page 2 of 2
 
CONTRACT
BY AND BETWEEN:FULLASTNAME
AND: Frank Amalemba
 
FULLASTNAME, understands that the $REFUND AMOUNT government check will arrive at
    CURRENT  STREET ADDRESS
    CURRENT  CITY STATE AND ZIP CODE
directly from the government within twelve weeks after this agreement is
received by Frank Amalemba at:
    201 Chelten Avenue
    Philadelphia, PA 19120.
 
Should suit be commenced or attorney employed to enforce payment of the sum of $REFUND PROCESSING FEE processing fee,pursuant of this agreement,  LAST NAME agrees to pay such additional sum as the court adjudges reasonable as attorney’s fees in said suit.
 
 
 
 
Signed, this day_______ of ________, 20____
 
 
______________________________________________________                
BORROWER’S SIGNATURE                TELEPHONE NUMBER
 
 
 
 
 
___________________
NOTARY PUBLIC
 
 
 
 
 
 
 
 
 
 
 
 
________________________________________________________
TRACER SIGNATURE                   TELEPHONE NUMBER
 
 
 
 
___________________
NOTARY PUBLIC
 
 
 
 
 
 
 
 
 
________________________________________________________
TRACER SIGNATURE                   TELEPHONE NUMBER
 
 
 
 
___________________
NOTARY PUBLIC